Thanks for clarifying.
Even a disconnect switch or physical disconnection will not guarantee protection against a direct or close strike. A small air gap of few inches or even few feet, will not stop a lightning bolt that has already jumped across miles of air between cloud and ground.
From my point of view this section only discribed the case "devices dead due to direct influence". So I'd like add some more words in addition to this section and my first post regarding the direct hit event.
The second reason why devices can be fried/killed/damaged during a direct hit event is the fact, that the high curent of the lightning is producing a very strong elektromagnetic field (or better magnetic flux). The strong magnetic flux, or more precisely the high change rate of it, can/will induce high voltages in the electronic circutry killing it from the "inside". Even if the devices aren't instantly destroyed the caused initial damage can cause the devices to fail within a period of a couple of days up to several month.
Third reason: localized electrostatic build ups due to electrostatic fields. The electrostatic build-up/discharge, especially if it occurs at the inputs of electronic devices, can cause initial damage leading to a later failure of the device.
Isn't it comforting to know, that approximately 80% of all lightnings are cloud-cloud events. Impressive to watch and harmless for our equipment. In addition, with a big thanks to the mobile phone infrastructure, today we have grid of very well grounded poles acting as primary targets for cloud-ground events.